Your shop.
Now a banking point too.
Withdraw cash, send money, accept cards and UPI, and pay bills — all from one app. Simple for you, safe for your customers, every single time.
Everything your customers need. One counter.
Cash, transfers, cards, UPI and bill payments — all from one app, so your customers never have to go anywhere else.
AEPS
Give cash and check balances using just an Aadhaar number and a fingerprint — no card or passbook needed.
Fingerprint verifiedDMT
Send money straight into any bank account across India — done in a couple of minutes.
Instant transferMicro-POS
Accept card payments and give cash withdrawals with one simple handheld machine.
Card acceptedUPI Merchant
Commission on every collectionJust show a QR code — no machine, no cables. Your customer scans, you get paid — and yes, you earn commission on every UPI collection too, same as AEPS and DMT.
Scan & payBill Payments
Recharge phones and pay electricity, DTH and other household bills — right from your counter.
All major billersWhere your customer's money actually goes.
No middlemen, no confusion — just a clear, honest path from your counter to their bank.
Start at the counter. Grow as far as you want.
Everyone in the network holds their own wallet. Funds move down as you're funded, and a share of every transaction moves back up.
Retailer
Start here. Run AEPS, DMT, Micro-POS, UPI and bill payments from your own counter — and earn a little on every transaction you complete.
Distributor
Grow into this once you know the ropes. Bring other shops onto Tomasri Pay, fund their wallets, and earn a share of what they do too.
Super Distributor
Take on a wider area. Support your distributors, keep funds flowing smoothly across your region, and grow your earnings further.
Cluster Head
Oversee an entire cluster of regions — you're who Tomasri Pay leans on to keep everything below you running smoothly.
Built around the counter,
not the boardroom.
The details that actually matter once you're running this every day.
Commission you can see the moment it's earned
Every transaction settles into your wallet in real time — no waiting on a monthly statement to know what you've made.
Build a network, not just a counter
Bring on retailers under you and move from Retailer to Distributor — commission flows up the hierarchy you build.
Support tied to the transaction, not a queue
Every dispute is linked to a transaction ID with an SLA timer — not lost in a general helpline ticket.
Live in days, not weeks
Mobile OTP, e-KYC and a video call — most retailers are transacting within days of applying, distributor-code linked from the start.
Your customers' money and data, protected properly.
Not an afterthought bolted on later — it's built into everything we do, from day one.
Fingerprints stay private
Your customer's fingerprint never leaves their finger — we only ever get a yes or no back, never the fingerprint itself.
Every rupee is tracked
Each transaction is recorded twice over, so nothing ever goes missing and nothing ever gets counted wrong.
Locked down, everywhere
Every bit of data is encrypted, all the time — not something you have to switch on.
Your customers' privacy, respected
We only use their data the way we're meant to, and it's easy for them to ask us to delete it.
Data stays in India
Every bit of it, stored on Indian servers — exactly as the law requires.
Only approved machines work
Every fingerprint device is checked and approved before it can be used, so nothing untrusted ever gets through.
Every rupee your customer hands you deserves to be treated like it matters. That's the only rule we build by.
Before you ask.
The things people actually want to know before they sign up.
Is Tomasri Pay a bank?
No. Tomasri Pay is a Business Correspondent (BC) network platform, not a bank or NBFC. We work through a licensed sponsor bank — the same model every trusted BC network in India uses — and never claim to hold a banking licence ourselves.
What is AEPS and how does it work through Tomasri Pay?
AEPS (Aadhaar Enabled Payment System) lets a customer withdraw cash, check their balance, or view a mini statement using only their Aadhaar number and a fingerprint scan — no card or passbook needed. The fingerprint is captured on-device and authenticated directly through the sponsor bank; Tomasri Pay never stores the biometric itself.
How do I become a Tomasri Pay retailer?
Sign up with a mobile OTP, complete e-KYC, and finish a short video KYC call. Most retailers are transacting within a few days of applying. Reach out to partners@tomasripay.in to start.
What's the difference between a Retailer, Distributor, Super Distributor and Cluster Head?
A Retailer runs the counter and offers services directly to customers. A Distributor onboards and funds a group of retailers and earns a share of their volume. A Super Distributor oversees multiple distributors across a region. A Cluster Head oversees an entire cluster of regions. Each role holds its own wallet — funds move down the hierarchy on funding, commission moves up on every transaction.
What services can I offer through Tomasri Pay?
AEPS (cash withdrawal, balance enquiry, mini statement), DMT (domestic money transfer via IMPS/NEFT), Micro-POS (card-based withdrawal), UPI Merchant (QR-based payment acceptance), and bill payments (mobile recharge, electricity, DTH and other billers) — all from a single app and wallet.
Is my customers' fingerprint or personal data stored by Tomasri Pay?
No raw biometric data is ever stored — only the authentication outcome (success or failure) is recorded. All data is hosted on servers in India in line with RBI's data localization requirements, and handled in line with India's DPDP Act 2023.
Ready to become a banking point?
Sign up with just an OTP and a quick video call. Most retailers are up and running within days.